Expert Guidance

After the military in 1993, I started out as a junior processor in 1994 and worked my way into the A/E (Account Executive) position. Afterwards I held a brokers license in Richmond Hill, Georgia, where I alone closed one a week through my methods of marketing. In 2008 I moved to Illinois, and continued on another passion of mine which is rehabbing homes. In October of this year 2014 I went thru the steps of regaining my license. I now hold a Mortgage Loan Office license in the states of Illinois, Florida and awaiting Georgia my NMLS# 1045577. I am a highly motivated extremely energetic individual. I do not accept NO for an answer, that only motivates me more to prove the nay sayers wrong. I will do everything in my power to get the client approved, even if it means I have to wait six months for their credit to improve. I will assist them any way possible and I am accessible 7 days a week for both the client and the Real Estate Agents for pre-qualification.
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Expert Guidance

After the military in 1993, I started out as a junior processor in 1994 and worked my way into the A/E (Account Executive) position. Afterwards I held a brokers license in Richmond Hill, Georgia, where I alone closed one a week through my methods of marketing. In 2008 I moved to Illinois, and continued on another passion of mine which is rehabbing homes. In October of this year 2014 I went thru the steps of regaining my license. I now hold a Mortgage Loan Office license in the states of Illinois, Florida and awaiting Georgia my NMLS# 1045577. I am a highly motivated extremely energetic individual. I do not accept NO for an answer, that only motivates me more to prove the nay sayers wrong. I will do everything in my power to get the client approved, even if it means I have to wait six months for their credit to improve. I will assist them any way possible and I am accessible 7 days a week for both the client and the Real Estate Agents for pre-qualification. Make an appointment

The Loan Process

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Home Buyers Guide

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Get Pre-Approved

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Pre-approval application

We will find the right mortgage for you

IF you are buying in Florida you should have the best company to help you

We are a veteran owned Mortgage Company that boasts a 23 day average close rate. If you get us what we need, we will get you to close. Our Turn times are amazing and our staff is here 7 days a week to answer those nagging questions. Originally from “Upstate” NY, I am a Disabled US Navy SeaBee veteran. As the Broker I understand the need for a second/retirement or just an investment property. As a veteran I understand the need to pay attention to the details and get the job accomplished. We will be at your service through the entire loan process. Not every situation is the same so we have the ability to customize your loan to your specific needs. We are a wholesale lender so we are not restricted by added guidelines so many retail lenders are required to have. We go strictly off the book written by the appropriate authority to originate your mortgage, which means less paperwork and faster close times. I do not sugar coat the situation, I will let you know EXACTLY what needs to be done for you to acquire the property you desire.

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Testimonials

Daniel and his team was amazing

Reviews
★★★★★
Daniel went above and beyond to make my refinance happen. I had been trying to get my loan refinance for more than a year and kept getting turned down. I was given Daniel's number by a friend, I wasn't too optimistic about the outcome but I decided to give It one more try and I am glad I did Because Daniel and his team was amazing, not only did he got me a loan at an amazing rate we closed in record time (19 days including weekends). I would recommend Daniel Ludlow to anyone, but only if you want someone who will work as heard for you as he would for himself.
- user967216

Dan & Kristine were absolutely amazing

Reviews
★★★★★
Dan & Kristine were absolutely amazing, my husband and myself were told owning a home wasn’t possible for us by another lender. Dan said there was no reason we could not own our own home and they made it possible. Every phone call was answered if not returned right away no matter what time of day or night it was. Every question we had Was not only answered but they made sure we understood everything as well. Kristine was so welcoming and always made sure everything was in order to make our process that much smoother. I will forever be grateful for these two amazing people because of there hard work my family has a home we can call our own.
- Ambra Pozo

He is great at identifying problems

Reviews
★★★★★
Dan knows how to get it done and get it done quickly. He is great at identifying problems, formulating what needs to be done and then getting them solved efficiently. He got a loan done for a buyer on one of my properties when others didn't know what to do
- Berge Aslanian

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Name
Email
Review Title
Rating
Review Content
Nathan
North Fort Myers, FL
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Amazing lenders and great communicators! They gave me the best possible rate and will always pull strings to get you what you need! Hard workers and dedicated to you and your needs. Give Dan and Kristine a call
mdensmore69
Cape Coral, FL
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He was outstanding. He walked me through the whole process all the way. Answered all my questions and closed me extremely fast. He was so helpful with all my paperwork. They were awesome to work with. Give them a call. He really does know what it takes to get it all done.
trevmack1982
Cape Coral, FL
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This man is a Navy veteran that is laser focused on the task at hand. I was told by 3 different local banks that my debt ratio was too high or my score was to low. So changing my bank accounts to their bank would not help me. When Daniel explained to me that those banks had additional guidelines added to those set by FHA. He explained those were set to make them feel more comfortable in placing my loan. Then my interest rate was amazing due to the fact he is on the wholesale side and doesn't have the banks overhead, such as salaries for employees. The absolute best part was he was able to close my FHA loan in 23 days including weekends. My Real Estate agent was absolutely amazed stating "FHA loans are 45 days industry standard minimum, how he got it done in that time is beyond me." My wife gets to drink her coffee in our kitchen while watching our kids eat cereal before school. BEST FEELING EVER . Daniel and Kristine mad a dream come true...call him, he will answer.
Edwin Serra
Cape Coral, FL
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“I recently worked with Daniel J Ludlow for my mortgage loan. He was recommended to me by a good friend of mine. From the beginning he's shown exemplary professionalism in handling my loan. Daniel was straight forward and very helpful in explaining the process from start to finish. We hit a few snags in the process but in the end I was able to get my dream home. I could not have done this without him. I highly recommend Daniel and his company to my friends. I have made a friend for life!” Thank you
user967216
Fort Lauderdale, FL
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Daniel went above and beyond to make my refinance happen. I had been trying to get my loan refinance for more than a year and kept getting turned down. I was given Daniel's number by a friend, I wasn't too optimistic about the outcome but I decided to give It one more try and I am glad I did Because Daniel and his team was amazing, not only did he got me a loan at an amazing rate we closed in record time (19 days including weekends). I would recommend Daniel Ludlow to anyone, but only if you want someone who will work as heard for you as he would for himself.
Berge Aslanian
Cape Coral, FL
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Dan knows how to get it done and get it done quickly. He is great at identifying problems, formulating what needs to be done and then getting them solved efficiently. He got a loan done for a buyer on one of my properties when others didn't know what to do!
Ambra Pozo
Cape Coral, FL
Read More
Dan & Kristine were absolutely amazing, my husband and myself were told owning a home wasn’t possible for us by another lender. Dan said there was no reason we could not own our own home and they made it possible. Every phone call was answered if not returned right away no matter what time of day or night it was. Every question we had Was not only answered but they made sure we understood everything as well. Kristine was so welcoming and always made sure everything was in order to make our process that much smoother. I will forever be grateful for these two amazing people because of there hard work my family has a home we can call our own .
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